Q: My partner and I are now married and trying to decide when to file for our Social Security benefits. I read there were recent changes to the rules for spouses. How will this potentially affect our filing options as a couple?
A: You are correct that the recent budget bill that was signed into law Nov. 2 did end two popular filing strategies available to married couples. While some people will be grandfathered into the old rules based on age, many will no longer have access to these spousal techniques. Here’s what you need to know.