Q: My spouse and I are debating whether we have enough life insurance and also what type we should consider getting if we need more. Can you please help us better understand our options?
The past few weeks have been a whirlwind of dirty diapers, spit-up and endless screaming (mostly from the baby, sometimes, maybe, us too, a little). Perhaps our vomit-soaked shirts and glassy eyes have labeled us as in need of advice, but Ashlee and I have been bombarded with tips from just about every side, some of which we’ve heeded and others we’ve politely gritted our teeth and smiled through. Perhaps the best piece of advice we’ve gotten came recently from one of my coworkers, who lamented just how frustrating parental advice can be: “Just do what works best for you three. Everyone else can go f*** off.” For a bewildered first-time parent, that was just the shot in the arm I needed.
In April 2015, a year before the U.S. Departments of Justice and Education under then-President Barack Obama issued guidance to public schools clarifying that Title IX protected transgender students, a school district in Virginia faced a dilemma: A fourth-grade student transitioned.
Q: I understand that the mutual funds in my 401(k) plan charge me fees. But it’s not clear to me how much or what those fees are for. Can you please help me better understand this?
A: As part of your retirement plan, you should receive regular disclosures about the fees you are charged, including those charged by the fund companies in which you invest. Here’s a bit more information specifically about fund fees that may be helpful:
LGBTQ parents, as a whole, are pretty awesome. We raise our children as successfully as anyone else (as decades of research has proven), often in the face of marginalization and discrimination. LGBTQ parents are having an impact in the wider world too, some in very visible ways. Let’s meet a few of them.
Recent reports say that 0.7 percent of teens identify as transgender. At the same time, a recent study from the American Academy of Pediatrics (AAP) reports that 50.8 percent of trans-masculine people attempt suicide, with gender-nonconforming people doing the same 41.8 percent of the time, and 29.9 percent of trans-masculine people also attempting to kill themselves.
In keeping with Jackson’s nursery theme, there’s a line from the final “Harry Potter” movie that has been running through my head the last few weeks: “When have any of our plans ever actually worked? We plan, we get there, all hell breaks loose!”
Jackson made his debut at 6:36 p.m. Aug. 7, born via C-section about three weeks early. If his entrance into this world is any indication of what’s to come, Ashlee and I are in for one hell of a ride — for which no amount of planning will ever prepare us.
One of the most important things for a trans person is their identity. We live in a world that is constantly, doggedly, trying to strip that away from us. We face pressure over this throughout our lives — and often end up losing that battle after death.
In 1993, a transgender woman named Lauren Diana Wilson took her life. Her family claimed her body, and later held a funeral. From what I was able to learn about it, she was buried in male clothing, with her hair clipped. Her parents listed her as male and under her birth name — known in trans circles as one’s “deadname.” They kept the event private, so that no one in her life could attend.