out money
Adding up your retirement-income options
Q: When should I retire? How much income will I need? How much can I afford to spend from my investments each year in retirement? A: These are all terrific questions. Unfortunately, the answer...
May 09, 2013 | 0 0 comments | 1 1 recommendations | email to a friend
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Weighing debt versus equity for small businesses
Q: I’m opening a small business in Philadelphia and am in the process of considering my financing options. Can you please share your thoughts on what type of financing may make sense for me? A:...
Apr 11, 2013 | 0 0 comments | 2 2 recommendations | email to a friend
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Saving in the short term
Q: My partner and I think we’ve done a good job funding accounts for retirement. But we often find ourselves in shorter-term pinches for money when unexpected expenses occur. Can you offer some g...
Mar 07, 2013 | 0 0 comments | 2 2 recommendations | email to a friend
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Protecting your beneficiaries
Q: My partner and I have been together for 22 years. We have wills and have named each other as beneficiaries of our life-insurance policies. But I’m confused whether the will or the policy will ...
Feb 07, 2013 | 0 0 comments | 2 2 recommendations | email to a friend
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Protecting yourself, your money from identity theft
Q: I’m a gay man and a senior citizen. One of my close friends had his identity stolen online and it has created a mess for him to get everything fixed. I go online sometimes, but I’m not the mos...
Jan 10, 2013 | 0 0 comments | 2 2 recommendations | email to a friend
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Making your charitable gifts count
Q: My partner and I are looking to make some charitable contributions before year-end. We just want to make sure we’re donating to appropriate charities and also deducting our donations properly ...
Dec 13, 2012 | 0 0 comments | 4 4 recommendations | email to a friend
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Organizing retirement plans with a rollover IRA
Q: I’m in my mid-60s and have worked for about seven different employers during my career. I contributed to retirement plans at each of them, but it’s getting harder to keep track of each account...
Nov 08, 2012 | 0 0 comments | 4 4 recommendations | email to a friend
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Managing the market into retirement
Q: I’m a gay man in my mid-60s, quickly approaching retirement. The financial markets have been pretty strong these past couple years, but I’m concerned about the elections and the “fiscal cliff”...
Oct 11, 2012 | 0 0 comments | 5 5 recommendations | email to a friend
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Pay yourself first — and regularly — with dollar cost averaging
Q: I’m a gay man in my mid-30s and have extra income each month that I’d like to invest in the stock market. However, I’m nervous about figuring the best time to buy in. Do you have any suggestio...
Sep 13, 2012 | 0 0 comments | 7 7 recommendations | email to a friend
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Using 529 plans to invest for college and manage wealth
Q: My partner and I have two young children. We have been putting money away each month into a 529 plan to save for college. We’ve also heard of friends using 529 plans to help lower their estate t...
Aug 09, 2012 | 0 0 comments | 4 4 recommendations | email to a friend
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